(1) An approved trustee shall not charge a member of the scheme any fees or  impose financial penalties for the transfer of accrued benefits from a registered scheme to another scheme or from one account to another account within the scheme, except

(a) actual and reasonable expenses incurred by the trustee as a result of   redeeming funds in connection with the transfer from a unit trust or  similar type of investment, and

(b) purchasing units in another investment, where a difference in price of  the units is normally associated with the redemption of those funds  and the purchase of those units.