A credit report recipient shall discharge the following duties:

(a) keep the credit report confidential and shall not disclose the information contained to third parties;

(b) use the information contained in the credit report only for the purposes stated in this Act;

(c) disclose the contents of a credit report to a subject of credit information or provide the subject of credit information with a copy of the credit report on request in accordance with this Act;

(d) pay the credit bureau on the issuance of the credit report; and

(e) fulfil other obligations in accordance with any other law.