(1) A lender shall not discriminate against a person on the grounds of race, gender, ethnicity, political affiliation, or religion to

(a) assess the ability of the person to meet the obligations of a proposed credit agreement;

(b) decide whether to refuse an application to enter into a credit agreement, or to offer or enter into a credit agreement;

(c) determine an aspect of the cost of a credit agreement to the borrower;

(d) propose or agree on the terms and conditions of a credit agreement;

(e) assess or require compliance by the person with the terms of a credit agreement;

(f) exercise any right of the lender under a credit agreement, this Act or any legislation relating to credit; or

(g) determine whether to continue, enforce, seek judgment as regard a credit agreement or terminate a credit agreement.

(2) A person aggrieved by a decision of a lender may make a complaint to the Bank for redress.