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(1) A person shall not construct or cause to be constructed a commercial building without insuring with a registered insurer the liability in respect of construction Risks caused by negligence or the negligence of servants, agents or consultants which may result in bodily injury or loss of life to or damage to property of any workman on the site or of any member of the public.

(2) A person who contravenes subsection (1) commits an offence.