(1) A district mutual health insurance scheme shall at all times have such minimum members as the Council may determine.

(2) Notwithstanding subsection (1) a district mutual health insurance scheme may be licensed on the condition that the number of its members shall reach the minimum determined by the Council within a specified period and upon failure the Council may revoke its licence.

(3) Every licensed district mutual health insurance scheme shall provide a clear method of enrolment of members and give such assistance as may be necessary to non-literate or other disadvantaged applicants.

(4) Membership takes effect within six months from the date of enrolment of the applicant upon the payment of the initial contribution.