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In this Act unless the context otherwise requires,

"actuary" means an insurance risk analyst;

"accreditation" means a process by which the qualification and capability of a healthcare provider is verified for the purpose of enabling the person provide healthcare services under a scheme;

"beneficiary" means a person entitled to healthcare services under this Act;

"contribution" means the amount of money paid by or on behalf of a member to a scheme for membership of the scheme;

"dependant" in relation to a beneficiary or member means:

(a) a spouse of a member;

(b) unmarried and unemployed child below eighteen years;

(c) a child who is eighteen years or above but suffering from congenital disability, either physical or mental, or any disability that renders the person totally dependent on the member for support or is still in school or learning a trade;

(d) a parent of sixty years old or above and whose monthly income if any, is below an amount determined by the Council;

"district" means the geographical area of one or more District Assemblies;

"District Assembly" includes a Metropolitan and Municipal Assembly;

"healthcare facility" includes a hospital, nursing home, laboratory, maternity home, dental clinic, polyclinic, clinic and pharmacy and other facilities that the Council may determine;

"healthcare provider" means a healthcare professional or practitioner licensed to practice in Ghana in accordance with any enactment in force;

"indigent" means a person who has no visible or adequate means of income or who has nobody to support him or her and by the means test qualifies as an indigent;

"means test" means the process by which a mutual health insurance scheme determines the ability of individuals or households to pay varying levels of contributions to the scheme ranging from contributions that would be fully paid by Government, through contributions that are subsidised by Government to contributions that do not require subsidy;

"member" means a person registered by a scheme as a beneficiary of the scheme;

"Minister" means the Minister responsible for health;

"mutual health insurance scheme" means a community based health insurance scheme composed of members of the community in the relevant district and operated exclusively for the benefit of the members;

"quality assurance" means a formal set of activities to review and ensure the quality of healthcare services provided to members of health insurance schemes;

"resident" means a person who lives in this country for six months or more in any period of twelve months;

"scheme" means a district mutual, a private mutual or a private commercial health insurance scheme or a body registered and licensed under this Act.