The Bank of Ghana may require the restructuring of the ownership of a bank or specialised deposit-taking institution where

(a) that bank or specialised deposit-taking institution is controlled by two or more persons acting in concert and those persons also control one or more other companies; or

(b) the Bank of Ghana determines that the structure of a corporate group of which a bank or specialised deposittaking institution is  a  member  hinders  effective  supervision  on  a  solo  or consolidated basis.