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(1) The Bank of Ghana may by notice make rules

(a) for the effective and efficient supervision of established and designated systems; and

(b) for the settlement of disputes in clearing activities.

(2) The Bank of Ghana may issue guidelines

(a) for the procedure for the submission of returns on the operations of payment service providers, electronic money issuers and agents;

(b) for the operations of a clearing house and other retail payment products or channels;

(c) for the operations of large value transfer systems;

(d) for standards on information communication technology security, payment systems equipment and instruments;

(e) for the procedure for accreditation of printers of payment instruments;

(f) for consumer protection;

(g) for cyber security;

(h) for participation in the clearing system

(i) for electronic financial services; and

(j) generally, for the effective implementation of this Act.