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(1) A member of a registered scheme who, before attaining the retirement age,  wishes to be paid the member's accrued benefits in the scheme due to total incapacity shall lodge with the approved trustee of the scheme a claim for payment of the member's accrued benefits.  

(2) The claim shall be in a form determined by the Authority.

(3) The form shall be endorsed by a recognised medical officer.

(4) The applicant shall attach a passport photograph to the form and the appropriate thumb prints shall be taken on the form.

(5) The Authority shall forward the application to a Medical Board for certification.

(6) The Medical Board shall be constituted by the Regional or District Director of health services and shall include a representative of the Authority.

(7) Upon certification by the Medical Board the approved trustee shall pay the member’s accrued benefits to the member.

(8) Where a claim is made by a scheme member of a registered scheme who was, immediately before becoming totally incapacitated, unemployed, the approved trustee of the scheme may pay the member's accrued benefits to that member, subject to the requirements specified under sub-regulation (2) to (7).