(1) For the purposes of section 64 of the Act, the minimum health care benefits set out in Part 1 of Schedule II to these Regulations shall be available to members registered with a scheme licensed under the Act.

(2) A scheme may despite sub-regulation (1) provide for its members health care services over and above the minimum benefits specified in Part I of Schedule II subject to the payment of such additional premium as is agreed upon by the scheme and the members; and for this purpose the scheme is not required to adhere to the National Insurance Drug List.

(3) A district mutual health insurance scheme shall not provide the healthcare services over and above the minimum specified in Part I of Schedule II unless it has the prior approval of the Council.

(4) The public health care services specified in Part 3 of Schedule II shall be paid for by Government and shall be free. Part 1 Part 2   Part 3