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(1) Sections 1 to 3 apply to contracts made before or after the commencement of this Act, in respect of which the time of discharge is after the commencement of this Act.

(2) Sections 1 to 3 do not apply

(a) to a charterparty, except a time charterparty or a charterparty by way of demise, or to a contract, other than a charterparty, for the carriage of goods by sea, or

(b) to a contract of insurance.

(3) For the purposes of sections 1 to 3, "the time of discharge" means the time when the parties were discharged under subsection (1) of section 1.