In this Act, unless the context otherwise requires,

"Company" means the Home Finance Company Limited;

"Minister" means the Minister responsible for Finance;

"mortgage" means a mortgage agreement entered into between the Home Finance Company Limited by itself or with any other party and the mortgagor;

"mortgagee" means the Home Finance Company Limited and the relevant financial institution;

"mortgagor" or "borrower" means a person who has taken a loan under the Scheme;

"Scheme" means the home finance scheme established by section 1.