(1) The Scheme shall apply to every Ghanaian who is enrolled as a full-time student on a course of studies in any public tertiary institution in Ghana (hereafter referred to in this Law as "an Institution").

(2) Notwithstanding subsection (1) of this section, the Scheme may be made applicable to such Ghanaian part-time students in public tertiary institutions as may be determined by the Secretary.

(3) A student to whom this Law applies may, on admission into an institution or where he is already on admission, until he completes his course of studies or leaves the institution, apply under section 3 of this Law for a loan for the purposes specified in section 7 of this Law as if the student were a person of full age, whether or not he is in fact of full age.